All Posts By

Denise

HOA RulesHOA Rules Enforcement

HOA Nuisance Complaints: How The Board Should Handle Them Fairly

Handling complaints about an HOA nuisance can be challenging for any board. Residents expect quick action, but they also expect the board to act fairly and consistently. Board members must balance both while staying within their authority and the governing documents.   What is an HOA Nuisance? An HOA nuisance typically refers to behavior or conditions that interfere with another resident's use and enjoyment of their property. Common examples include excessive noise, foul odors, improper trash handling, or repeated disturbances.…
Denise
May 7, 2026
HOA BoardHOA Elections

New HOA Board Member Onboarding Process And Checklist

New HOA board member onboarding is a crucial yet challenging process. When done properly, onboarding can help new directors step into their roles with confidence and clarity. On the other hand, when poorly executed, new directors are left without direction or information. In turn, this can make mistakes more common and introduce risk to the association.   The Importance of a New HOA Board Member Onboarding System Board turnover is inevitable in any association. Every year, homeowners elect new board…
Denise
May 7, 2026
HOA Reserves

Can The HOA Borrow From Reserve Funds?

Is it legal for an HOA to borrow from reserve funds? This is a question many board members ask. The answer, while important, isn't as simple as a yes or no. There are several variables to consider, including the association's ability to repay the loan. Jeopardizing the reserves can have severe consequences, even putting board members at risk of liability.   Can an HOA Borrow From the Reserve Fund? In an HOA or condo community, the reserve fund plays a…
Denise
May 6, 2026
HOA Insurance

What Is Loss Assessment Coverage For HOAs And COAs?

Understanding loss assessment coverage for HOA communities is important for both boards and homeowners. Insurance gaps can lead to unexpected costs, which can affect every owner in the association. When a major claim occurs, the association's master policy does not always cover everything. This is where loss assessment coverage comes into play.   What is Loss Assessment Coverage for HOA? Loss assessment coverage is a type of protection found in a homeowner's individual insurance policy. It helps pay a homeowner's…
Denise
May 6, 2026
HOA BoardHOA Elections

HOA Board Resignation: How To Fill In Vacancies?

When an HOA board resignation takes place, the remaining directors must know how to proceed. This knowledge will keep operations running with minimal disruptions. There may be a learning curve for the new board member, but the rest of the team can help ease them into the role.   When Does an HOA Board Resignation Happen? Board members volunteer to serve their community through an election process. They manage day-to-day operations, perform long-term planning, and make decisions that impact the…
Denise
April 10, 2026
HOA Committees

The Most Important Homeowner Association Committees

Homeowner association committees are a normal part of any community. These committees aid the board in day-to-day operations and give owners an opportunity to get involved without making a large commitment. It also serves as a way for owners to dip their toes in before deciding to take on a larger leadership role.   What are Homeowner Association Committees? HOA committees are groups that consist of volunteer homeowners who help the board with specific activities or tasks. Committees are not…
Denise
April 8, 2026
HOA Insurance

What Is Fidelity Insurance? Why Does Every HOA Need It?

What is fidelity insurance? An essential form of insurance, fidelity insurance protects the association from financial strain as a result of dishonest acts. Often required by law, this policy offers several benefits, making it imperative for association boards to obtain one.   What is Fidelity Insurance? Fidelity insurance is a policy that protects an HOA or condominium from direct financial losses resulting from dishonest acts by board members, community managers, and employees. Dishonest acts include theft, embezzlement, and forgery. Also…
Denise
April 8, 2026
HOA Accounting

HOA Chart Of Accounts: A Checklist For Clear HOA Bookkeeping

An HOA chart of accounts is the foundation for all accounting transactions and books. It keeps an association's finances clear and organized, allowing the board to view its reports with accuracy and make informed decisions. Because of this, it is important to learn how to establish a solid chart of accounts.   What is an HOA Chart of Accounts? A homeowners association chart of accounts is a structured list of financial categories used to record every transaction. It works as…
Denise
April 7, 2026
HOA Budgeting

What Are HOA Budget Assumptions A Board Shouldn’t Forget?

The association board is responsible for preparing the HOA budget, but this task is more than just listing down expenses. Boards must rely on assumptions about future costs, income, and financial conditions. If these assumptions are unrealistic, the association may face funding gaps, forcing the board to either levy special assessments or significantly increase dues.   What is the HOA Budget? Everything starts with the homeowners association budget. The budget is essentially a forecast of all expenses, with the board estimating…
Denise
March 18, 2026
HOA Board Meeting

Balancing Trust And Confidentiality In An HOA Executive Session

Every now and then, the board will have to meet in an HOA executive session, a closed-door meeting that owners can't join. This type of meeting, while permitted, can cause problems for boards if they hold them without the authority to do so. To avoid claims of mismanagement or impropriety, association boards must learn to navigate closed meetings legally.   What is an HOA Executive Session? Homeowners might have noticed that board members sometimes adjourn into executive session in HOA…
Denise
March 18, 2026