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HOA Collections

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Two Types Of HOA Debt: What Should The Board Do?

Navigating HOA debt can be tricky, especially for board members with little to no experience. Debt can take two forms, and it is imperative to understand how they affect the community and how to address them. While professional assistance is always preferable, boards must also get the basics right.   What are the Two Types of HOA Debt? Homeowners associations work similarly to corporations. They earn revenue, pay vendors, and even rack up debt. But debt can mean two things…
Denise
July 8, 2026
HOA Collections

What Triggers A Lien In Homeowners Association? Common Causes Explained

A lien in homeowners association cases usually begins with a financial dispute. When a homeowner falls behind on dues or other charges, the HOA can file a lien against the property. This legal tool can help secure the debt and grant the HOA the right to collect it. When left unresolved, the lien can even lead to foreclosure.   What is a Lien in Homeowners Association? A lien in homeowners association terms refers to a legal claim placed against a…
Denise
July 3, 2025